Currently, there are two schemes under the Golden Harvest scheme:
- 11+1 plan
- The 18 months plan
In both the schemes, the minimum installment value is Rs.500 and it can increase to any amount as long as it is in multiples of Rs.500.
The 11+1 Plan
Under this scheme, you need to invest a fixed amount every month with Tanishq for 11 months. The 12th month installment is paid by Tanishq, hence you can buy for more than what you pay.
| Scheme Type | 11+1 |
| You Pay | 3000 |
| No of months | 11 |
| Total Paid | 11 X 3000 = 33000 |
| Discount | 3000 (at time of purchase) |
| Total Amount | 36000 |
| Time period | after 12 months |
| Advantage | Discount - 100% of monthly instalment |
The 18 months Plan
In the 18 months plan, you have to pay for 18 months – but the amount here can be flexible – meaning, you can choose how much you want to put each month. For example – you can start with enrolling for 2,000/-, increase it to 5,000/- the next month and even reduce it to Rs.500 the month after that. The flexibility and time period of this scheme make it truly unique!
| Scheme Type | 18 month |
| You Pay | 3000 |
| No of months | 18 |
| Total Paid | 18 X 3000 = 54000 |
| Discount | 3900 |
| Total Amount | 57900 |
| Time period | after 18 months |
| Advantage | Flexible deposits every month. |
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