Tanishq - Rivaah Aashirvaad

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As she experiences a myriad of emotions on her wedding day, all she needs are your blessings to begin a new chapter of her life. Now bless her with a golden future by investing in

With the right plan, the wedding jewels of your dreams are easier to bring home! Our Rivaah Aashirwaad jewellery purchase plan offers you the unique opportunity to get a great discount of up to 40%* on the making charges of your dream gold jewellery.

Wedding decisions made easy

A monthly contribution for a wedding in your family will make things a lot easier for you. With the Rivaah Aashirwaad purchase plan, you can plan your jewellery purchase over 10 months, with the flexibility of redemption from the 7th month. An unparalleled discount of up to 40%* on the making charges of your gold jewellery is just the cherry on top!

    % discount on Making Charges
Installments Paid Months of Redemption 20k - 49k (Monthly Instalment) 50k+ (Monthly Instalment)
5 or fewer - - -
6 7-11 10.00% 20.00%
7 8-11 15.00% 25.00%
8 9, 10, 11 20.00% 30.00%
9 10, 11 25.00% 35.00%
10 11 30.00% 40.00%

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Designs of your pick

You have the option of selecting from our entire range of designs in gold and diamond jewellery!

The promise of tata

Along with the ease and flexibility, comes the promise of Tata. Contribute every month knowing your money is absolutely safe.

Enjoy the convenience of a wide network

With presence in more than 207 cities across India and 337 showrooms in total, you can walk into any Tanishq showroom to enroll in the plan

Easy Payments

Experience the comfort of multiple payment modes such as cash, cheque, cards, online through website, standing instructions on your credit card and ACH ( Automated Clearing House).

Let's get started in 3 simple steps

Pay a monthly instalment of min. ₹20000 or multiples of ₹1000 for 10 months through cash/online in our website or Rivaah Aashirwaad Plan / ECS / SI / PDC

Redeem any time after 6 full monthly payments and avail a special discount of up to 40%* on the making charges of your gold jewellery.

Own your favourite Tanishq jewellery with the total redemption value!

Important points to remember

  • Customers cannot make installment payments through Tanishq Exchange Policy, Gold Exchange Policy, Gift Cards, Golden Harvest credit notes.

  • Option to place advance order for any product is not available. Customers will have to make purchase from readily available stock at the time of redemption.

  • At redemption stage, customer has option to opt for ongoing offer instead of the discount offered under Rivaah Aashirwaad, if the ongoing offer is higher.

  • Customers cannot avail any benefit of Rivaah Aashirwaad, if their account is suspended due to irregular payments or if they did not purchase within 330 days from date of enrollment.

  • Customers cannot avail any other benefit if they choose to close their Rivaah Aashirwaad account before maturity. Complete amount paid by customer will be refunded.

  • The plan does not allow any change in the original enrollment value.

Terms and Conditions

  • The Rivaah Aashirwaad Jewellery Purchase Plan ("Plan") offered by Titan Company Limited ("Titan"/the "Company") facilitates Customers to purchase Rivaah Wedding Jewellery by making advance payments for the same over a ten month period and be eligible to avail certain special discounts on making charges subject to these Terms and Conditions.

  • At the time of enrolment, the Customer shall have the option to choose from the following two tiers which have varying benefits as detailed hereinafter :

    • At the time of enrolment, the Customer shall have the option to choose from the following two tiers which have varying benefits as detailed hereinafter :

    • Rs. 50,000/- and above, with minimum monthly instalment to be paid under this tier being Rs.50,000/-.

  • The Customer shall be required to specify the tier chosen and the monthly amount (to be in multiples of 1000 only) which the Customer will be paying during the tenure of the Plan ("Booking Amount") in the Enrolment Form.

  • The Customer shall make the payment of the same amount as the Booking Amount, or more, every month, for a period of ten months from the Enrolment Date. No payments shall be accepted beyond the completion of 300 days from the Enrolment Date.

  • Where a Customer makes a payment exceeding the Booking Amount, the same shall be considered as an increased payment for the same instalment and shall not be construed as an advance for any subsequent months' payment or adjusted against any unpaid instalment pertaining to preceding months' payment.

  • The payment of the monthly Booking Amount must be made within Fifteen (15) days from the Due Date. For the purpose of this Plan, the Due Date shall be same date as the Enrolment Date for the subsequent months. No payments for the particular instalment will be accepted beyond fifteen days from the respective Due Date.

  • In the event of any default in making the payments, the Customer shall not be eligible to pay the same at a later date or club with any other payments for subsequent months.

  • For redemption under the Plan by purchase of Rivaah jewellery, the Customer will be eligible for such discounts on making charges, as per the tier chosen, in accordance with the number of instalments paid. The Customers to be eligible to avail benefits under the Plan, should have completed the payment of at least 6 instalments, and to avail full benefit, as applicable for the tier chosen, should have completed making payments of all 10 instalments in accordance with these Terms and Conditions. For payments made between 6 and 9 instalments, the Customers will be eligible for such discounts as provided.

  • Any Customer who wishes to discontinue the Plan prior to the completion of 6 months from the Enrolment Date, will have the option to purchase jewellery with the accumulated advance paid, however, the Customer will not be eligible for any special discount or any interest. Alternatively, Customer may choose to seek refund of the payments made and such refunds will be processed by Titan within fifteen days from the date of receipt of request, but the customer will not be eligible for any special discount or any interest.

  • The Customers are mandatorily required to conclude the purchase and take delivery of the jewellery within the completion of 330 days from the Enrolment Date. In the event the Customer does not conclude the purchase and take delivery of the jewellery within the said time, Titan will refund the entire advance received and the special discount to be provided under the Plan shall not be available.

  • The Customer will have to purchase the jewellery for the total accumulated amount paid and partial purchase is not allowed. The Customer shall be eligible for availing the applicable special discount for the entire purchase value in case of purchase in excess of accumulated advance paid.

  • The special discount under the Plan shall be applicable only for the purchase of Rivaah jewellery, and shall not be applicable for purchase of gold coins/bars and silver items. Further, the special discount shall not be applicable for any customer orders.

  • The payments under the Plan may be made by cash, credit / debit cards, NEFT/ RTGS, local cheques in favour of the Company, Standing Instruction or Automated Clearing House. International card for online payment will not be accepted. In case of cheque dishonour, the bank charges shall be borne by the Customers. Payments can be made at the Tanishq stores.

  • Titan shall not be responsible for any online payment failure and money being debited from the Customer's account. Customers are requested to check with their banks or other service providers for such payment failures.

  • Titan will not be responsible or liable to send reminders for payments.

  • The advance paid against purchase of jewellery is under a specific Plan and the special discount availed pursuant to the Plan cannot be linked or clubbed with any other existing offers or any other plans and is not transferable under any circumstance. Switchover from this Plan to any other plans offered by the Company is also prohibited.

  • The Customer can conclude the purchase and take the delivery of the jewellery at any Tanishq stores across the country.

  • Only Indian citizens who have attained the age of majority and are competent to contract shall be eligible under the Plan and other entities like companies, partnership firms or proprietorship concern or Trusts or Hindu Undivided Family (HUF) or NRIs cannot participate in the Plan.

  • The Customer will be required to fill an Enrolment Form and submit necessary documents at the time of enrolment. Bank Account details and PAN card are mandatory for enrolment under this Plan.

  • Titan reserves the right to verify the identity of the Customer by means of SMS and/or OTP generation or by any other means at any time including at the time of enrolment and at the time of concluding purchase and taking the delivery of the jewellery. Titan also reserves the right to verify the authenticity of the documents provided by the Customer.

  • The Customer may appoint a nominee at the time of enrolment upon submission of relevant documentation. In the event of death of the Customer where no nomination has been made, Titan may extend the benefits of the Plan only to the legal heirs of the Customer, subject to such legal heirs submitting the required documentation and satisfying Titan of their heirship. The decision of Titan shall be final on sufficiency of any document in all such cases and the same shall be binding upon the claimants.

  • In case of any change in contact or address details or any other details that the Customer may have furnished, the Customer shall immediately contact customer care for effecting the changes. Such modifications made shall be subject to the satisfaction and discretion of Titan.

  • Titan reserves the right to verify the identity of the Customer by means of SMS and/or OTP generation or by any other means at any time including at the time of enrolment and at the time of concluding purchase and taking the delivery of the jewellery. Titan also reserves the right to verify the authenticity of the documents provided by the Customer.

  • This is an exclusive plan for purchase of jewellery and is not an investment scheme and apart from the special discount under the Plan, no other benefits, returns or interests are applicable.

  • Goods and Services Tax and any other Government levies at the time of conclusion of purchase of jewellery will have to be borne by the Customer.

  • In case of any change in existing laws, rules, Acts, etc. by any regulatory authority, Titan reserves the right to make such modifications/change/suspend/discontinue Plan suitable to the change of law and necessary requirements as per the same have to be complied with by the Customer. Titan also reserves the right to alter, amend, add or delete part or whole of the privileges of the Plan without prior notice to the Customer.

  • Titan reserves the right to suspend the Plan at any time. In any such event, Titan will refund the total advance received by Titan from the Customer.

  • Any conditions which are explicitly not covered above, would be the discretion of Titan at the time of transaction. The decision of Titan in this regard would be deemed as irrevocable and final.

  • Disputes, if any, shall be subject to the exclusive jurisdiction of the Courts in Bengaluru.